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This Privacy Policy outlines our information sharing practices to help you understand how we protect your privacy, when we collect and use information about you, and the measures we take to protect the confidentiality of that information.


Your Confidential Information


Your Confidential Information includes, but is not limited to, Nonpublic Personal Financial Information and/or other Personal and Private Information.  We do not sell your Confidential Information to others under any circumstances.  We collect only that amount of Confidential Information which you choose to provide to us. If at any time this policy changes, those changes will be posted on this page of our Web site, so that you are aware of our intent to better protect your privacy.


Confidentiality Practices


Generally, we support the concept of non-disclosure of your Confidential Information. We also hold our business associates and our affiliates to similar confidentiality standards.  Your Confidential Information must be used and disclosed in a manner consistent with applicable laws and regulations, and our company's policies and procedures.


Protected information is defined as individually identifiable information that is held or transmitted by our company in performance of our contractual obligations with clients. This type of information includes information in electronic, paper and oral form.


Nonpublic Personal Financial Information is defined as including confidential information of a financial nature that is shared by a current, prospective or prior client with us in the course of providing services to that client. This type of information is not otherwise available to the public and includes, but is not limited to, the following:  financial benefits, business records, accounting information involving the client, contracts in which the client is a party, client’s policy information, and any other data of the client’s that is financial in nature.